I got an offer in the mail and on Facebook that looked to good to be true. The offer was from River Relief LLC. It was a personal loan from the ECONOMIC RELIEF DEPARTMENT.
4.99% APR, fixed rate, no origination fees.
Something felt off, so I started looking into them. Turns out, they don’t have ANY licenses to offer consumer lending. I also found out they are a California company, and they are NOT registered with the Department of Financial Protection and Innovation.
Major red flags as they have no regulation and is making me feel they are a SCAM.
I am very worried that I gave then my social security number. Since I provided my ss, I get a ton of calls from financial services companies and my credit has taken a MAJOR hit.
Should I report them to the attorney generals office? Asking for someone’s help as I am terrified.
Don’t be a fool like I was, and make sure you do your homework on Lending River and River Relief LLC before providing them any information